Commercial Finance Options

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Commercial Finance Options

At KRCS, we have partnered with Midlands Asset Finance to offer business-friendly finance options for our customers, to help spread the cost of purchasing over the equipment’s lifetime. Whether you’re in need of a powerful iMac Pro desktop for your creative team or a fleet of iPhone handsets for your field engineers, KRCS can help you find the very best solution, at a monthly price that’s right for your business.

The following table illustrates the differences between the two types of finance that UK businesses commonly consider. KRCS can offer either type over a 2 to 5 year period.


Finance Lease
(Lease Rental)

Hire Purchase

Pay a rental to use the equipment

Pay instalments to own the goods at end of agreement

VAT paid on each repayment

VAT paid in full with first repayment

Tax efficient due to government tax relief*

Competitive rates

Possibility to own for nominal fee

Goods automatically yours at the end of the agreement

No deposit, pay over time to overcome budget & timing restrictions

Fixed repayments, no surprises

*please consult your financial advisor for applicability to your business


Finance and leasing can be confusing, so please call our dedicated commercial team on 0115 985 1797 and let us help you understand whether one of these options would benefit your business. Alternatively, you can click here for a quote and decision in minutes.


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